БАНК ХИЗМАТЛАРИ ОММАБОПЛИГИНИ ОШИРИШНИНГ ДОЛЗАРБ МАСАЛАЛАРИ, TOPICAL ISSUES OF INCREASING THE ATTRACTIVENESS OF BANKING SERVICES, АКТУАЛЬНЫЕ ВОПРОСЫ ПОВЫШЕНИЯ ДОСТУПНОСТИ БАНКОВСКИХ УСЛУГ

<jats:p>The article examines current approaches to improving financial inclusion in Uzbekistan under the conditions of digital economic transformation. Particular attention is paid to the development of digital banking services, fintech ecosyste ms, Open Banking technologies, artificial intelligence, and Islamic finance. Based on the latest data available for 2026, the paper evaluates the current state of banking service accessibility and proposes practical recommendations for enhancing financial inclusion in Uzbekistan</jats:p>