O‘ZBEKISTON RESPUBLIKASIDA AHOLI TADBIRKORLIGINI KREDITLASH DINAMIKASI VA RIVOJLANISH TENDENSIYALARI, DYNAMICS OF LENDING TO ENTREPRENEURIAL ACTIVITIES OF THE POPULATION AND TRENDS IN ITS DEVELOPMENT IN THE REPUBLIC OF UZBEKISTAN, ДИНАМИКА КРЕДИТОВАНИЯ ПРЕДПРИНИМАТЕЛЬСКОЙ ДЕЯТЕЛЬНОСТИ НАСЕЛЕНИЯ И ТЕНДЕНЦИИ ЕЁ РАЗВИТИЯ В РЕСПУБЛИКЕ УЗБЕКИСТАН

<jats:p>This article analyzes the development dynamics of lending to entrepreneurial activities of the population in the Republic of Uzbekistan. The study examines the effectiveness of preferential lending programs aimed at developing family entrepreneurship and ensuring employment of the population. Based on statistical data from recent years, the volume of loans provided by commercial banks to small businesses and private entrepreneurship entities and their share in GDP, as well as the growth rates, structural changes, and positive trends in lending aimed at financing the entrepreneurial activities of the population, are identified. In addition, the problems arising in financing the business initiatives of the population are examined, and practical proposals and recommendations for further improving the banking and credit system are developed.</jats:p>