Abstract
<jats:p>The article examines the transformation of financial compliance in Ukraine under martial law and its alignment with European standards amid ongoing war-related challenges. It highlights how martial law and Russian aggression have exposed vulnerabilities in Ukraine’s financial system, increasing the risks of money laundering, fraud, and corruption. The research analyzes the regulatory framework governing financial compliance, including recent reforms by the National Bank of Ukraine (NBU) and the introduction of open banking and virtual asset regulation. Drawing on international experience and reports from organizations such as UNODC, OECD, and PwC, the paper identifies the potential of Regulatory Technology (RegTech) to strengthen financial oversight, enhance transparency, and ensure economic security. The research concludes that effective financial compliance requires a comprehensive integration of digital tools, AI-based monitoring systems, and international cooperation to achieve sustainable economic resilience and facilitate Ukraine’s integration into the EU financial architecture.</jats:p>