Abstract
<jats:p>Remote sensing enables building-level flood vulnerability assessment without field surveys, yet existing approaches require site-specific calibration or produce categorical outputs without physical interpretability. We present the Global Flood Vulnerability Model (GFVM), integrating six remotely sensed components (elevation, slope, topographic position index, distance to water, building height, and basement depth) through geographic context classification to quantify vulnerability from terrain and structural characteristics across coastal, fluvial, and pluvial settings. Building heights are extracted primarily from the Global Building Atlas, with gaps filled using a ConvNeXt neural network trained on high-resolution Light Detection and Ranging (LiDAR) ground truth from four cities (within-city MAE 1.35–1.91 m, cross-city MAE 2.05–3.47 m). Terrain metrics are derived from a combination of hierarchical digital elevation models (DEM) (USGS 3DEP 10 m, AHN LiDAR 0.5 m, UK Environment Agency DTM 1 m, Australia 5 m) and global datasets (NASADEM 30 m, Copernicus GLO-30). Hydrographic networks are sourced from OpenStreetMap and Natural Earth. Implementation through Google Earth Engine requires only coordinates as input, returning a five-level vulnerability index with multi-hazard decomposition (fluvial, coastal, pluvial) and SHapley Additive exPlanations (SHAP)-based attribution identifying dominant drivers. Validation across 183 independent locations in Germany, UK, and USA demonstrates robust performance: Area Under Curve 0.855 for separating flooded from non-flooded sites, weighted Cohen’s kappa 0.493 across regulatory zones, and Spearman ρ 0.746 against Federal Emergency Management Agency (FEMA) classifications. Sensitivity analysis across 625 parameter configurations confirms stability, and DEM resolution experiments show that global 30 m elevation data produces category reclassification in only 5.3–8.6% of locations compared to high-resolution sources. Application to the 2024 Kazakhstan floods identifies 118 high-vulnerability locations across 581 assessment points, with vulnerability patterns matching documented inundation. GFVM advances remote sensing applications for disaster risk assessment by demonstrating that multi-source geospatial data fusion enables building-level vulnerability screening without local calibration or field surveys.</jats:p>