Abstract
<jats:p>The tutorial covers a wide range of topics, from personal financial planning and budget management to the basics of investing and financial security. Special attention is paid to the formation of students' skills in financial risk analysis, making informed financial decisions and raising economic awareness. The material is presented in an accessible form, contains practical examples and cases that contribute to the effective assimilation of knowledge and its application in real life. Meets the requirements of the latest generation of federal state educational standards for higher education. It is intended for students studying in fields of study related to economics, management, business and finance.</jats:p>